March 21, 2023
Don’t fall off the mortgage cliff!
With a large portion of people having fixed rates over the last 1-3 years, when your fixed rate ends, we can expect rates to jump from 2% to 5+% in…
January 30, 2023
Debt Reduction Tip
In October 2022, Australia's average owner-occupier home loan was just shy of $595,000. A loan that size comes with a hefty monthly repayment and interest bill to go. Assuming your…
January 24, 2023
How do mortgage brokers get paid?
Ever wondered how mortgage brokers get paid? We sat down with HTA Director, Ben Seeger, to find out. I never considered this something I should educate clients on, yet this…
December 2, 2022
Q & A – First Home Super Saver Scheme
Purchasing your first home can be a daunting experience. It is a big decision with many factors contributing to the final outcome. The First Home Super Saver Scheme is one…
August 12, 2022
How high will rates go?
The RBA lifted the cash rate to 1.85% in early August 2022. The increase comes a few weeks after Reserve Bank Governor Philip Lowe told the Australian Strategic Business Forum…
December 17, 2021
Merry Christmas – You’re approved… if you hurry!
With the end of the year fast approaching, (yep, it’s almost 2022!) we are seeing a continued shift on the lending landscape. You will know the Australian property market is…
October 2, 2020
Time to review your debt?
Ok so it’s official - we are in a recession. Not the one we had to have, but the one that has come due to Covid restrictions driving business down.…
July 7, 2020
2020 Financial Year Health Check
So, here we are halfway through 2020… is the glass half full or completely broken? It’s definitely been a wild ride! Let’s start the 2020 financial year off the right…
June 10, 2020
HomeBuilder: What is it and how do you access it?
The Government has announced grants of $25,000 to encourage people to build a new home or substantially renovate their existing home. The HomeBuilder scheme targets the residential construction market by…
